Adult Day Care

Heavily underwritten if a lot of memory care will want training and controls in place Jeremy Simonson Underwriting Manager

Adult Day Care (medical exposure would need to be underwritten)

will do adult daycare for both senior and developmentally disabled. No Type III clients. Only if Communicable Disease Exclusion

can consider (if non-profit)(Limited transportation exposure ok but not a market for non-ambulatory client must be able to get in and out of the vehicle on their own ***Will need c…

only nonprofits, and can't have more than 25% of population in need of memory care

We target the senior center that focus on recreational and group activities that are limited to light activities. They are physically stable who can function independently. Out of…

Limited appetite, wants light adult care, depends on location (discuss w/ underwriter), no auto, can only do low umbrella limits, does not want a lot of dementia exposure, will con…

Will not write group homes Yes we still have our golf program.

Adult Daycare (No NYC Auto) PORTAL Required (Effective 01/01/2024 carrier cannot offer $1M/$3M for abuse and professional. Common limit that will be offered is $100k/$300K (will de…

not writing new business for this line of business on this class as of 1/1/23 New UW 6/18 David Stephens